In our life, there are times when we need a helping hand to help us achieve our goals and purposes, or give us that little impulse we need to take off and become the people we want to become. It is difficult to find a reliable institution that is willing to give you this opportunity, so today we will talk about one of the options that is best for you if you want to obtain a MayLoan personal credit.
This company is an international FinTech that is dedicated to issue microloans totally online, offering you solutions to all your economic problems quickly and easily. If you are thinking about acquiring a micro credit or a personal loan, continue reading and you will know everything you need to know about this company.
What is MayLoan?
MayLoan is a company with international experience that also operates in Georgia, Ukraine and Kazakhstan, offering any citizen of Spain a personal credit quickly and without major complications. It is not necessary to have endorsements or provide endless documents, unlike other companies that require even the most detailed documents and vouchers, making the process much slower, slower and inefficient.
This characteristic is very important, since sometimes urgent loans are required, or we are in a situation where we do not have at hand the vouchers or documents that require us.
In this way, you will find in MayLoan a friendly, safe and reliable platform that will allow you to obtain your credit in a short time, knowing in advance the terms, the interest rates, the time to pay and the way to repay the loan.
In MayLoan you will find that each of the members of this company is committed to your attention, needs and satisfaction, so that your system is based on three fundamental pillars:
- Responsibility: a responsible credit company has the security and selection protocols necessary to provide the best service to its clients. MayLoan is committed to reject or reorient each of the requests that do not meet the requirements. That is, if MayLoan considers that for some reason a person is not suitable for the type of credit that he requested, or that his intentions are not adequate, he will reorient it towards a better option that will help him solve his problems.
- Ease: MayLoan knows how complicated and tedious it can be to try to return a loan. Many banks close early or transactions are stuck for a time for no apparent reason. That’s why MayLoan’s payment systems are made to order so that you can easily repay your payments on time without causing any major inconveniences, interests or problems.
- Personalized attention: each product and service will always be accompanied by advice to find together the answer you need, solving your doubts and being a relevant guide for your situation.
Advantages of choosing MayLoan
- MayLoan has a simple and intuitive platform that will make it easier to get your loan online in a few minutes and with few requirements
- MayLoan is a totally safe site that will take care of your personal data.
- The process is really fast and you can do it without any problem from the comfort of your home.
- The first loan you request at MayLoan will be totally free, so it will not generate any interest or commission.
- Once your credit is approved, you can see it reflected in your bank account in just a few minutes.
The main features of MayLoan
- The first loan is totally free, so it does not generate any kind of commission or extra charge
- Your loan is approved in just minutes and then you see the payment reflected in your account
- There are different ways to return the payment, facilitating this process.
- You can do the process completely online.
Is it safe to apply for a loan at MayLoan?
All the legal data of the company MayLoan are available on their website so you can legitimacy that is a legal company and with all the documents in order. You can also find all the general conditions of contracting the loan. Therefore, this company is totally safe and reliable. In addition, always thinking about the protection of your personal data, at all times the MayLoan page has security protocols of the highest technology, which not madamas make use your data and your identity, but also prevent third parties from accessing illegally to your personal data.
The requirements to apply for a credit in MayLoan are minimal, but mandatory. These consist of:
- Be a resident of Spain
- Have an age between 21 and 75 years
- Do not appear in delinquency files as in FCIA; RAI; etc.
- Have fixed monthly income as payroll or pension
- Own a bank account in Spain, as well as a mobile phone and an e-mail account.
MayLoan interest rates
Interest rates vary depending on the amount of the loan and the term to be paid. But the truth is that they are really competitive, and if we add that the first loan you request is completely free, you will see that there is a great advantage in MayLoan over other companies, because choosing this company your first loan will have an interest total of 0%
Can I ask for a loan with FCIA in MayLoan?
MayLoan does not grant loans to people whose names appear on blacklists of credit history such as the FCIA. If you start your application and you were rejected, it is very likely that this is the reason why your credit was not approved. However, MayLoan seeks to reorient and provide different options to all those people who need a financial instrument to solve any need, so if your request was rejected, it is likely that you will be contacted to provide guidance on this.
Mobile application and customer service at MayLoan
MayLoan does not have a specific mobile application for mobile, but you can access the page from your browser and know the same information and results that you would have from your website. If what you are looking for is personal assistance, you can write an email to [email protected], where in the shortest possible time you will be attended by an expert who can provide advice and guidance in whatever your financial situation, so you can choose The type of credit that best suits your needs. You can simply request information about the loans, or talk about your specific situation to help you create the preferential term in which you can cover the payment of your loan
If you wish, you can also choose to call the customer service number from Monday to Friday from 9:00 a.m. to 7:00 p.m., and on Saturday from 10:00 p.m. to 2:00 p.m. In this telephone customer service you will find an answer to all your questions and concerns regarding your micro-credit. This is the same number you can dial to request extensions, change your monthly payment method or request information about future credits in which you are interested.
If you do not have much time, you can consult the FAQ section on its official website, where you will undoubtedly find the answer you were looking for.
Types of loans in MayLoan
MayLoan loans are micro-credit type and have a limit of 300 Euros and have a limit of 30 days to pay. This only applies if it is the first time you hire a loan with MayLoan. Once you are a customer, you can request up to 1000 Euros instantly and you will have more flexible and longer payment terms. Although the first loan may seem like a somewhat adjusted scheme, it is a really convenient option on many occasions because, as we have already said, this first loan does not generate any interest and commissions, so after the period, you will only have to return the amount you requested, without any extra charge.
How to apply for MayLoan loans and quick loans
Request a quick credit in MayLoan is really simple and you can do it from the comfort of your home or from any place where you have a secure Internet connection. It consists of three simple steps that we will explain in detail below
- Step 1: Enter the MayLoan.com page and in the simulator, choose the amount you wish to request and the term in which you can pay it. You will see that you will find a wide variety of options and deadlines to choose from. Find the one that best suits your needs and then click on “request loans” You will be redirected to another section where you will be offered the option to create your personal account in MayLoan. To do so, you only need an active email account and your mobile phone number.
- Step 2: Once you have created your account, your request will be processed in just 2 minutes. After this time you will be asked for your permission to do a verification of your data through a secure platform called Instantor. In this platform you must send your documentation to verify your identity. The process is total and completely fast and simple and it should not take you more than a few minutes.
- Step 3: Once your identity has been verified and your application is approved, the transfer of money will be made to your account within 15 minutes
How to return MayLoan credits
MayLoan’s commitment is to favor the client with different ways and methods of payment to repay the loan, so we present below the available options to do so. Surely you will find one that suits your needs and possibilities.
- Through the Internet in the Customer area
- With your debit card, you just have to call 911-09-15-11 and follow the steps.
- By transfer or deposit to any of the available bank accounts. It is very important that you do not forget to indicate your ID / NIE in the payment concept and you can do it to the following accounts:
- SANTANDER: ES09 0049 5144 09 2216140098
- IBERCAJA: ES52 2085 8165 6303 3039 2408
- CAIXA: ES71 2100 9222 3302 0006 2160
- ING: ES94 1465 0100 9319 0058 1417
Remember that you always have the option to pay your credit in advance. In this way, you will only have to pay for the interest on the days you have had the money, without any extra cost or charge. This way you will obtain an important saving in the interest of your loan, for which you can repay your loan in advance, when you want, you can and in the amount you want.
Extensions and postponements in MayLoan
Sometimes we face situations in which we have to ask for a term or extension of our credit. MayLoan is aware of that and offers you different options so that you can finish paying your credit even if you find yourself in a difficult financial situation. To request an extension to the payment period, follow one of the following procedures:
- Enter the Customer Portal and select the extension option.
- Enter a transfer to any of your accounts and in the payment area enter your DNI / NIE together with the number of days of the extension.
- Call the customer service number 911-09-15-11 and discuss your situation.
It is important to keep in mind that you can request the extension or extension at any time of your credit, even if it is in default. If this is the case, during the term of the extension the application of interest and penalties for non-payment will be paralyzed.
That is why, if you think that for some reason or another you will not be able to meet the payment dates, you should call Customer Service as soon as possible, where an expert will guide you to find the best solution that affects your pocket at least possible. If you do not do this and the expiration date arrives, a series of additional charges will be made. At this time MayLoan will try to contact you to solve your problem and avoid interest, but if for some reason it fails to communicate with you, there is a possibility that this situation is reported to the credit files, negatively affecting your credit history and reducing the possibilities of accessing a loan in the future.
Opinions on MayLoan
MayLoan is a company with years of experience in offering microcredits online to clients from different parts of the world. Favorable opinions and satisfied customers have led them to expand internationally. Nowadays it is a recognized company, and you can search the Internet for different opinions about it. You will see that most are favorable and many people recommend them for their ease and practicality. One of the differentiators is that you can have your credit ready in your account in just a few minutes, unlike other mini-credit companies that ask you a minimum of 48 hours to specify the details of your loan and another time to make the deposit.
New customers prefer it because of its great advantage that the first credit you have with them will be totally free. You will not have to pay interest, commissions or any kind of extra charge as long as you make your deposits on time. You only pay back what you asked for, so it’s definitely an excellent opportunity if it’s the first time you apply for a loan. If you still have doubts about the opinions about MayLoan, try it yourself and you will see how satisfied you are with the service.
MayLoan is a reliable, practical and totally safe alternative if what you need is a credit or personal loan. We can all be prone to emergencies, urgent situations or opportunities that we simply can not let go, in which we need a little financial help to solve our problems. As you have seen, the process to apply for a loan at MayLoan is very fast and safe, and in less than a day you can count on the money you need.
The requirements are simple and almost anyone can meet them, in addition to their customer service team is available to provide the best guidance in order to acquire the financial instrument that best suits your needs. If you have any other questions, do not hesitate to enter their website where you will find all the relevant information, or call their customer service number. You will see that you will be satisfied.